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Axis Bank Atlas Credit Card details here
The '''Axis Bank Atlas Credit Card''' was launched in '''February 2022''' as a premium travel-focused credit card. Despite undergoing multiple devaluations over the years, it continues to be considered one of the best premium segment travel credit cards in India.
 
== Charges ==
 
* '''Joining Fee:''' ₹5,000 + GST
* '''Annual Fee:''' ₹5,000 + GST ''(renewable annually)''
 
== Annual Fee Waiver Condition ==
No annual fee waiver is available under any condition.
 
== Welcome & Renewal Benefits ==
 
* '''Welcome Benefit:'''  2,500 EDGE Miles will be credited upon successful completion of at least one transaction within 37 days from the date of card issuance.  ''Note: The welcome benefit is applicable only once. In case of card cancellation and reissuance of the same variant, this benefit will not apply.''
* '''Renewal Benefit:'''  Up to 5,000 EDGE Miles awarded based on the cardholder's '''tier level''' at the time of renewal.
 
{| class="wikitable"
|+Renewal Benefit As Per Tier
!Cardholder Tier
!No. of EDGE Miles
|-
|Silver
|NIL
|-
|Gold
|2500
|-
|Platinum
|5000
|}
The above-mentioned EDGE Miles shall reflect in the cardholder’s miles account within 30 days from the card annual fee (Rs. 5000 + GST) payment date.
 
== Tiers ==
Every new Atlas cardholder starts in the '''Silver Tier'''. Tiers can be upgraded or downgraded annually based on eligible spending:
 
* '''Gold Tier:''' Spend ₹7.5 lakhs in an anniversary year.
* '''Platinum Tier:''' Spend ₹15 lakhs in an anniversary year.
 
'''Tier Downgrade:'''
 
If the cardholder does not meet the required spend threshold, their tier will be downgraded at the start of the next anniversary year.
 
''Tier validity is limited to one anniversary year.''
 
'''Ineligible Spend Categories (excluded from tier evaluation):'''
{| class="wikitable"
|+
!Category Description
 
 
|-
|Gold/Jewellery
|-
|Rent
|-
|Wallet loads
|-
|Government institutions
|-
|Insurance
|-
|Fuel
|-
|Utilities
|-
|Telecom services
|}
 
== Key Features & Benefits ==
 
==== Airport Lounge Access ====
 
* '''Domestic Lounges:''' Atlas credit cardholders are entitled to avail lounge benefits as per the following:
 
{| class="wikitable"
|+'''Domestic Lounges''' '''Access'''
!Cardholder Tier
!No. of Visits
|-
|Silver
|8
|-
|Gold
|12
|-
|Platinum
|18
|}
 
* '''International Lounges:''' Unlimited access via '''Priority Pass''' for both primary and add-on cardholders.
 
{| class="wikitable"
|+'''International Lounges Access'''
!Cardholder Tier
!No. of Visits
|-
|Silver
|4
|-
|Gold
|6
|-
|Platinum
|12
|}
 
* The above number of visits include visits for primary cardholder and guests as well. For example: if the customer is in silver tier, they are eligible for total 8 no. of visits including guests (6 visits for primary + 2 for guests or all 8 visits for primary)
 
* For domestic lounge access, one can either make the booking via the Axis Bank mobile app or swipe their card at the lounge for access.
* For international lounge access, please make the booking via the Axis Bank mobile app
 
==== Dining Benefits ====
 
* Get '''25% off up to ₹800''' on restaurant bills via '''EazyDiner'''.
* Valid on a '''minimum order of ₹2,500''', once per calendar month.
 
==== Fuel Surcharge Waiver ====
 
* '''Waiver Amount:''' 1% on transactions between ₹400 and ₹4,000.
* '''Maximum Waiver:''' ₹400 per statement cycle.
* ''Note: No EDGE Miles are earned on fuel transactions.''
 
==== Foreign Currency Markup ====
 
* '''Markup Fee:''' 3.50% of the transaction amount + GST.
 
== Reward Points Program ==
 
=== A. Earning Reward Points ===
 
* Earn 2 '''EDGE Miles''' for every '''₹100''' spent on all eligible retail purchases.
 
* Earn 5 '''EDGE Miles''' for every '''₹100''' spent on Travel Booking [Direct Airline Spends, Direct Hotel Spend (online & offline) Axis Bank TRAVEL EDGE Portal]. Capping:
* Earn 5 EDGE Miles for every Rs. 100 spent on Travel EDGE, airline and hotel merchants up to cumulative transactions of Rs. 2,00,000 per month.
* Earn 2 EDGE Mile per INR 100 spent on cumulative transactions above Rs. 2,00,000 per month on Travel EDGE, airline and hotel merchants.
 
=== B. Redeeming Reward Points ===
 
* '''Travel Bookings via''' '''Travel EDGE Portal:''' 1 EDGE Miles = ₹1 (Flights and Hotels)
* '''Miles Transfer To Partner Program via Travel EDGE Portal:''' 1 EDGE Miles =  2 Air Miles/Partner Points
* Valid for all partners except Marriott where 2 EDGE Miles = 1 Marriott Bonvoy Point.
* Total EDGE MILES that can be transferred to Partner Points in a calendar year is capped to 1,50,000 EDGE MILES percustomer ID.
* All existing MILES transfer partners are divided in two groups (Group A & Group B). For redemption through Miles Transfer Program, the customer will be able to transfer maximum of 30,000 EDGE Miles per customer id cumulatively to partners in Group A and maximum of 1,20,000 EDGE Miles per customer id cumulatively to partners in Group B in a calendar year. For more information on this, visit Axis Bank Miles Transfer Program Details Page Here.
 
=== '''C. Milestone Benefits''' ===
Get upto 10,000 EDGE Miles on achieving the Annual Spends Milestone.
{| class="wikitable"
|+
!Spends Milestone (in INR)
!No. of EDGE Miles
|-
|₹3,00,000
|2500
|-
|₹7,50,000
|Additional 2500
|-
|₹15,00,000
|Additional 5000
|}
 
=== '''D. Reward Points Terms and Conditions''' ===
 
# '''Spends done on gold/ jewellery, rent, wallet, government institution, insurance, fuel, utilities and Telecom will be excluded from EDGE Miles earn.'''
 
{| class="wikitable"
|+
<u>'''Ineligible Spend Categories (excluded from''' '''EDGE Miles earning):'''</u>
!Category Description
|-
|Gold/ Jewellery
|-
|Rent
|-
|Insurance
|-
|Government Institutions
|-
|Utilities and Telecom
|-
|Fuel
|-
|Wallet
|}
2. Spends threshold for Milestone achievement will exclude transactions done on Gold/ Jewellery, Rent, Wallet, Government Institution, Insurance, Fuel, Utilities and Telecom merchants.
 
== Eligibility Criteria ==
 
* Primary cardholder between age of 18 years and 70 years
* Income Criteria: Salaried : Net Annual Income of Rs.12 lakhs and above Self Employed : Net Annual Income of Rs.15 lakhs and above Resident of India *The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.
 
== Upgrade Options ==
Existing Axis Bank card holders can call customer care and ask for upgrade, the card can be upgraded on call.
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