YES BANK POP-CLUB RuPay Credit Card

YES BANK POP-CLUB RuPay Credit Card
Credit Card Name	YES BANK POP-CLUB Credit Card
Apply For This Card	getpopclub.co
Credit Card Issuer's Name	Yes Bank
Category	Co-Branded Cashback
First Launched Date	September 2, 2024
Relaunched Date
Credit Card's Networks	RuPay
Core Reward Rate	Upto 10%
Is Airmiles Transfer Option Available	No

The YES BANK POP CLUB Credit Card was launched on September 2, 2024, as a co-branded offering between YES BANK and POP Club. Designed as an entry-level lifestyle and shopping card, it offers high reward rates on online transactions, especially when used via RuPay UPI through the POP Club app. The card is issued on the RuPay network, allowing seamless UPI integration for everyday purchases and digital convenience.

With a focus on the young, digital-first audience, this card rewards you generously with POPcoins, which can be redeemed for a wide variety of lifestyle benefits, vouchers, and services across the POP ecosystem.

Charges

Joining Fee: NIL

Annual Fees: ₹399 + GST - NIL [Waived for lifetime if applied before December 31, 2025]

Welcome Benefits

New cardholders receive a welcome package worth ₹5,000, including exclusive offers across travel, food delivery, healthcare, and fitness:

1. 500 Bonus POPcoins on card activation
2. 5 Free Deliveries on Blinkit
3. Cleartrip Voucher worth ₹750
4. 6-month PharmEasy Plus Membership
5. 3-month Zomato Gold Mini Membership
6. 2 Free Bike Rides Every Month (worth ₹100)
7. Cult Sport Voucher worth ₹500

Reward Program

A. Earning Reward Points

Transaction Type	Reward Rate
Online Transactions	10 POPcoins per ₹100 spent
Offline Transactions	2 POPcoins per ₹100 spent
RuPay UPI Transactions via POP UPI	5% POPcoins (value-based)
Purchases via POP App (POP Club Store)	Extra 5% POPcoins
Ineligible Transactions (no rewards)	Utilities, Rent, Insurance, Wallet loads, Fuel stations

B. Redeeming Reward Points

• Unlimited 5% Cashback via POP UPI, with a redemption value of ₹0.10 per POPcoin
• Voucher Redemptions (Zomato, Blinkit, Rapido, Cleartrip, PharmEasy, Cult):
  • Value: ₹0.25 per POPcoin
• POPshop Redemption:
  • Convert 1 POPcoin = ₹1
  • Get up to 80% off on over 500+ brands, with the remaining payment made via the credit card

Milestone Benefits

Earn 1,500 Bonus POPcoins annually upon reaching ₹1.5 Lakhs in yearly spends

Other Benefits

Fuel Surcharge Waiver:

• 1% waiver on fuel spends under ₹10,000

Eligibility Criteria

To be eligible for the YES BANK POP CLUB Credit Card, the applicant must meet the following requirements:

• Must be an Indian resident
• Minimum age: 21 years
• Minimum monthly income: ₹25,000
• Card-on-Card facility available: You can apply based on an existing credit card from another bank
• Applicants must not already hold any existing YES BANK credit card