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SBI PhonePe Select Black Credit Card: Difference between revisions

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| Reward Rate = 5%
| Reward Rate = 5%
| Airmiles = No
| Airmiles = No
}}
}}'''PhonePe SBI Card SELECT BLACK''' is the premium variant of the two co-branded credit cards launched jointly by '''PhonePe''' and '''SBI Card''' on '''July 22, 2025'''. This card is tailored for users who are highly active within the '''PhonePe ecosystem''' and for those who prefer making purchases online. It offers a lucrative reward structure, milestone benefits, and airport lounge access, making it suitable for digitally savvy professionals and frequent shoppers.
 
'''PhonePe SBI Card SELECT BLACK''' is the premium variant of the two co-branded credit cards launched jointly by '''PhonePe''' and '''SBI Card''' on '''July 22, 2025'''. This card is tailored for users who are highly active within the '''PhonePe ecosystem''' and for those who prefer making purchases online. It offers a lucrative reward structure, milestone benefits, and airport lounge access, making it suitable for digitally savvy professionals and frequent shoppers.


This product launch is part of '''PhonePe’s strategic entry into the credit card market''', following its dominant position in India’s UPI ecosystem with '''over 47.2% market share'''. Prior to this, '''PhonePe had already partnered with HDFC Bank''' to launch a separate range of credit cards on '''June 26, 2025'''. With these partnerships, PhonePe aims to '''capitalize on its large user base''' by offering compelling credit solutions integrated with the PhonePe app.
This product launch is part of '''PhonePe’s strategic entry into the credit card market''', following its dominant position in India’s UPI ecosystem with '''over 47.2% market share'''. Prior to this, '''PhonePe had already partnered with HDFC Bank''' to launch a separate range of credit cards on '''June 26, 2025'''. With these partnerships, PhonePe aims to '''capitalize on its large user base''' by offering compelling credit solutions integrated with the PhonePe app.
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=== How to Apply ===
=== How to Apply ===
You can only apply online for this credit card. Apply directly via <nowiki>https://www.technofino.in/takeme/sbi-cb-tfc</nowiki>
You can only apply online for this credit card. Apply directly via https://www.technofino.in/takeme/sbi-cb-tfc
 
== Related Cards ==
[[SBI PhonePe Purple Credit Card]]
 
== References ==
 
* https://www.sbicard.com/en/personal/credit-cards/rewards/phonepe-sbi-card-select-black.page
* https://www.sbicard.com/sbi-card-en/assets/media/images/personal/credit-cards/rewards/phonepe/tnc/RP-tnc.pdf
* https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/phone-pe-tncs/PhonePe-SBI-Card-SELECT-BLACK-Welcome-benefit.pdf
* https://www.sbicard.com/sbi-card-en/assets/docs/pdf/ekit-tncs/PhonePe-select-ekit.pdf