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[[File:HSBC_LivePlus_Credit_Card.png|thumb|300px|center|'''HSBC Cashback Credit Card (Live+)''']]

The '''HSBC Cashback Credit Card (Live+)''', commonly known as the '''HSBC Live+ Credit Card''', is a cashback-oriented credit card issued by '''HSBC India'''. It is targeted at individuals seeking value through cashback on everyday categories such as dining, groceries, and online shopping. The card is part of HSBC's lifestyle-focused "Live+" product line.

=== '''Key Features''' ===
* '''10% cashback''' on dining, food delivery, and grocery transactions 
* '''1.5% cashback''' on all other domestic and international spends 
(refer below details on monthly capping)
* Cashback is '''credited monthly''' to the card statement
* Complimentary access to curated dining offers and merchant deals
* Powered by the '''Visa Signature platform'''

=== '''Fees and Charges''' ===
* '''Joining Fee''': ₹999 + GST 
* '''Annual Fee''': ₹999 + GST 
* '''Interest Rate''': 3.49% per month (41.88% annually)
* '''Foreign Currency Mark-up''': 3.5%
* '''Cashback Limit''': 10% cashback capped at ₹1,000 per month for select categories

=== '''Cashback Structure''' ===
* '''10% cashback''' on:
** Dining (including dine-in and takeaway at restaurants)
** Food delivery platforms (e.g., Swiggy, Zomato)
** Grocery stores and supermarkets
* '''1.5% cashback''' on:
** All other eligible retail transactions (domestic and international)

<blockquote>''Note: Cashback is subject to a monthly cap of ₹1,000 on 10% categories. Cashback is auto-credited in the next billing cycle.''</blockquote>

=== '''Cashback Exclusions''' ===
Cashback is '''not applicable''' on the following types of transactions:

* Wallet loads (e.g., Paytm, PhonePe)
* Fuel purchases
* Utility bill payments
* Rent and insurance payments
* Education and government services
* EMI and cash advances

=== '''Eligibility Criteria''' ===
* Age: 21 to 60 years (primary cardholder)
* Must be an '''Indian resident''' with a valid income source
* Minimum annual income: As per HSBC’s policy (