View source for YES BANK POP-CLUB RuPay Credit Card

The '''YES BANK POP CLUB Credit Card''' was launched on '''September 2, 2024''', as a co-branded offering between '''YES BANK''' and '''POP Club'''. Designed as an '''entry-level lifestyle and shopping card''', it offers '''high reward rates on online transactions''', especially when used via '''RuPay UPI through the POP Club app'''. The card is issued on the '''RuPay network''', allowing seamless UPI integration for everyday purchases and digital convenience.

With a focus on the young, digital-first audience, this card rewards you generously with '''POPcoins''', which can be redeemed for a wide variety of lifestyle benefits, vouchers, and services across the POP ecosystem.

== Charges ==

==== Joining Fee: NIL ====
Annual Fees: <s>₹399 + GST</s> - NIL [Waived for lifetime if applied before '''December 31, 2025''']

== Welcome Benefits ==
New cardholders receive a '''welcome package worth ₹5,000''', including exclusive offers across travel, food delivery, healthcare, and fitness:

# '''500 Bonus POPcoins''' on card activation
# '''5 Free Deliveries''' on Blinkit
# '''Cleartrip Voucher''' worth ₹750
# '''6-month PharmEasy Plus Membership'''
# '''3-month Zomato Gold Mini Membership'''
# '''2 Free Bike Rides Every Month''' (worth ₹100)
# '''Cult Sport Voucher''' worth ₹500

== Reward Program ==

=== A. Earning Reward Points ===
{| class="wikitable"
!Transaction Type
!Reward Rate
|-
|Online Transactions
|10 POPcoins per ₹100 spent
|-
|Offline Transactions
|2 POPcoins per ₹100 spent
|-
|RuPay UPI Transactions via POP UPI
|5% POPcoins (value-based)
|-
|Purchases via POP App (POP Club Store)
|Extra 5% POPcoins
|-
|Ineligible Transactions (no rewards)
|Utilities, Rent, Insurance, Wallet loads, Fuel stations
|}

=== B. Redeeming Reward Points ===

* '''Unlimited 5% Cashback''' via '''POP UPI''', with a redemption value of '''₹0.10 per POPcoin'''
* '''Voucher Redemptions''' (Zomato, Blinkit, Rapido, Cleartrip, PharmEasy, Cult):
** '''Value''': ₹0.25 per POPcoin
* '''POPshop Redemption''':
** Convert '''1 POPcoin = ₹1'''
** Get '''up to 80% off''' on over '''500+ brands''', with the remaining payment made via the credit card

== Milestone Benefits ==
'''Earn 1,500 Bonus POPcoins annually''' upon reaching '''₹1.5 Lakhs in yearly spends'''

== Other Benefits ==
'''Fuel Surcharge Waiver''':

* 1% waiver on fuel spends under ₹10,000

== Eligibility Criteria ==
To be eligible for the YES BANK POP CLUB Credit Card, the applicant must meet the following requirements:

* Must be an '''Indian resident'''
* Minimum '''age''': '''21 years'''
* Minimum '''monthly income''': '''₹25,000'''
* '''Card-on-Card''' facility available: You can apply based on an existing credit card from another bank
* Applicants must '''not''' already hold any existing '''YES BANK credit card'''